Free DUI Lawyer In Florida

Reader’s Question:

I’m currently under my older brother’s car insurance and I’m moving soon so I’ll probably just get my own car insurance. How would I know the liability limits of his car insurance here in Tallahassee, Florida?

Nautica

Tallahassee, FL

Car insurance, property damage and bodily injury coverage would give you protection in case you cause injury to others or damage other people’s property. To determine the car insurance liability limits of your brother’s car insurance in Tallahassee, Florida, you must first know the minimum liability limits mandated in the state of Florida. You also have to find out his assets and know that his insurance is supposed to guard what could be lost in a lawsuit. You also have to consider the ages of the motorists in the household because young motorists are more prone to accidents that result in lawsuits.

Be more conscious as well that your brother shares liability for his kids until they arrive at a certain age. Also take into account his profession; if he works in the public eye or in a profession that is recognized to have high earnings, he is expected to face bigger lawsuits. Be aware that a lot of vehicles in the road have a value more than the $25,000 property damage limits that are allowed by a basic car insurance policy. He may also be liable for damage to more than one automobile if he causes a chain reaction accident.

Tags: auto insurance