DUI In Florida

Reader’s Question:

I know that nonrenewal and cancellation of car insurance could be different from one another. What are the reasons why my car insurance here in Miami, Florida could be canceled or not be renewed? Can you guys give me a cheap car insurance rate?

Margo

Miami, Fl

Nonrenewal and cancellation are two means of putting a stop on car insurance coverage by a car insurance provider. Nonrenewal indicates that your present car insurance company in Florida chooses not to renew the policy at the scheduled renewal period. Cancellation means ending your Miami car insurance for a valid reason given by the insurance company.

Most of the time, your Miami car insurance could not be renewed if you have too many claims at the time you have coverage from a car insurance company. Other reasons include a conviction for driving under the influence (DUI), numerous at-fault accidents and lots of traffic tickets for the last three to five years. If your insurer decides not to renew your Miami car insurance, they would send a notice of nonrenewal, generally 30 days before the contract ends, with the reason why they decide not to renew your policy.

Your Miami car insurance could be canceled if you don’t pay your premium when it’s already due. Other reasons for the cancellation of your Miami car insurance include misrepresentation of your driver risk level, having a suspended or revoked driver’s license due to DUI and having an expired driver’s license. A number of car insurance providers could cancel your policy any time but they would have to give you due notification required by law.

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