DUI In Florida

Reader’s Question:

My son is just about to go to college and we’re planning to buy him a car. Is it necessary here in Hollywood, Florida to get a car insurance for my son or should we include him to our own car insurance?

Jack

Hollywood, FL

It is most common for parents especially in Hollywood, Florida to give their children wheels for them to drive going to and from to their parent’s house during holidays. College students who have their own car make a difference. And as for children’s list of things to bring, they need car insurance as part of their protection.

If the college student is taking one of your own cars, you have to call your insurance company and give them the situation you are into. And as for your child bringing his own car that you just bought, you must tell the insurance company the situation of your child, that he is about to go another city. Whereas, failure to inform these things will cause you extra money from your own pocket. There’s also a possibility that your family car insurance policy covers a car that your child will be driving to college as long as it is registered in your name. But if the car has changed location, then expect to have a change in your premiums. You have to tell your insurers that the car will be in another city, for they will base the difference of your premium on the rate of car accident and car theft.

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