Reader’s Question:

If I lose my drivers license because of the DUI conviction can I have my new vehicle insured in Brandon, FL while my drivers license is suspended so others may be able to use it?

Carol

Brandon, FL

I do not think it is possible (or may be hard) to have car insurance in Brandon, Florida while your drivers license is suspended. Once an insurance provider finds out that your drivers license is suspended, typically your car insurance policy is canceled.

If there is another individual that has co-owns or registered the new automobile with you, that person might be able to obtain auto insurance under their name for the vehicle until your driver’s license is reinstated. If not then the finance company can put a “force” insurance, in which they take out insurance on the vehicle to protect their asset which is the car but it might not be enough for the coverage of others driving the automobile.

If you are able to obtain a restricted driver’s license, while still serving your penalties for the DUI charge, then an insurance provider normally will be able to insure you and your automobile.

Tags: auto insurance, drunk driving insurance, DUI insurance