Non Owner Auto Insurance Rates in Florida

Reader’s Question:

I’m planning to rent a car, or borrow my sister’s vehicle, while on vacation here in Brandon, Florida. Somebody mentioned that I might want to get a Non-owner’s insurance policy, what is it for?

Jules

Brandon, FL

Whoever told you that is giving you valuable piece of advise. It will be to your advantage to maintain a Non-owners auto insurance coverage even if you don’t own a vehicle yet there in Brandon, Florida. A Non-owners insurance Policy will provide you financial protection in the event that you are sued for and is obligated to pay large sums of money to anyone you may have injured, or properties damaged or destroyed, in the event you cause a car accident, coverage for liabilities would usually include medical and hospitalization expenses, treatment of injuries, rehabilitation, compensation for lost income or wages, even payment for the pain and suffering caused.

If you see yourself renting a vehicle for long periods of time. It may prove more cost effective for you to pay for a Non-owners insurance policy than to pay around $10 to $30 for rental car insurance on a daily basis. That’s on top of the daily car rental rates you’ll be paying just for the vehicle. It is also important to remember that it would be illegal in Florida, same in most states to drive a vehicle, owned, borrowed or rented without adequate insurance coverage. You may want to get in touch with an insurance agent to discuss Non-owners insurance coverage that will best suit your needs and budget.

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