My vehicle is registered in the state of Florida. I was just wondering if my Florida auto insurance company will cover if I drive out of state? I have a prior DUI conviction, which I know will really hurt my rates.

Brian

Miami FL

Yes, normally your car insurance policy will cover you and your car when you drive out of state within the US or some areas in Canada.

However, you must be driving in your own car. In case of an accident in Florida your Personal Injury Protection coverage covers you even if you are in another person’s vehicle and as well as other household members.

Florida car insurance policies vary but most will extend you coverages out of state with a broadening clause.

If you want to know for sure if your Florida auto insurance company will cover you when you drive out of state, I suggest that you contact your car insurance company regarding your specific car insurance policy. If you get involved in an accident out of state and would like to determine how your policy will accept the claims discuss this with your car insurance agent since they know your specific policy terms and conditions as well as your insurers claims process.